The time has come for you and your family to buy a home. You have worked hard, saved money, kept your credit clean, and now you’re ready to buy. Congratulations! This can be an overwhelming time and you may forget or skip a few critical things. Consider this checklist to help keep you organized, and on track when buying a home.
PREPARE YOUR FINANCES BEFORE CONTACTING A REALTOR
Make sure your finance ducks are in a row. This includes paying down your credit card balances, getting your down payment ready to go and ensuring that you have proper credit history. Once you are financially prepared, you are ready to contact realtors.
DISCOVER THE BEST MORTGAGE FOR YOU
There are many different types of mortgages out there. Make sure to find the best one for you. This should be a priority on your checklist and it is something that your realtor will help with.
GET PREAPPROVED FOR A MORTGAGE
Getting Preapproved for your mortgage will help speed up your home buying process. Contact your lender and apply for a pre approval before you get started getting your heart set on any specific home.
PICK YOUR PROPERTY
Now that you have your pre approval in hand, it’s time to fall in love with your home. There are many different listings sources and avenues for you to search for homes. Try not to get overwhelmed throughout the process!
