Discover the comfort and convenience of serene living at this beautifully maintained 3 bedroom home in the desirable active adult community in Bowes Creek~ enjoy all the amenities including, outdoor pool, clubhouse, fitness center, tennis courts, and walking trails. Enjoy an open floor plan with generous living spaces, perfect for both entertaining and everyday relaxation. The dramatic 2 story living room with fireplace showcases large windows that bathe the interior in natural light, creating a warm and inviting atmosphere. The kitchen boasts stainless steel appliances, modern 42 inch white cabinetry with crown molding, breakfast bar, and an eat-in area. Convenient main level laundry with sink. Main level generous sized primary bedroom with tray ceiling and an en-suite bath with double sinks, separate shower, and soaking tub. An additional bedroom, a full bath, an an office that is great for working from home complete the first floor. Upstairs, enjoy a huge versatile loft that could be used as a family/rec room or a playroom, 3rd bedroom, and a full bath. Relax on the screened in porch overlooking the private yard that backs to mature trees, not other homes. Situated in Elgin, this home is close to shopping, dining, and major highways, offering both convenience and accessibility. Make this your dream home today! ***Special financing available offering a lower market interest rate and NO PMI, regardless of down payment. Potential savings of hundreds per month. Call today to find out more!***